Benthyciadau

Os oes angen i chi fenthyca arian gallwch wneud cais am fenthyciad o hyd at £25,000

Sut mae ein benthyciadau'n gweithio

Mae ein Benthyciadau Personol ar gael at bron unrhyw ddiben ond mae gennym gynnyrch penodol ar gyfer aelodau sydd am gyfuno eu dyledion presennol neu sydd am brynu cerbyd. Os ydych chi’n gyflogedig gan y Lluoedd Arfog ar hyn o bryd, mae ad-daliadau benthyciad yn cael eu cymryd yn syth o’ch cyflog. Gall cyn-filwyr ac aelodau teulu’r Lluoedd Arfog wneud ad-daliad drwy Ddebyd Uniongyrchol.

Benthyciad Personol

Benthyg hyd at £25,000 gyda chyfraddau yn dechrau o 9.9% APR.

Mewngofnodwch a gwnewch gais

Benthyciad Cydgrynhoi

Os oes gennych ad-daliadau dyled lluosog bob mis megis cardiau credyd, benthyciadau a gorddrafftiau, gallai eu cyfuno mewn un benthyciad gydag un ad-daliad misol eich helpu i ostwng eich gwariant misol ac arbed arian ar log.

Telerau ac Amodau

Benthyciad Car

Os ydych chi'n ystyried prynu cerbyd newydd neu ail gerbyd ond nad oes gennych chi ddigon o arian yn eich cyfrif cynilo, gallai ein Benthyciad Car helpu.

Telerau ac Amodau

Diogelu Benthyciad AM DDIM

Arbedwch wrth i chi fenthyca

Mynediad i Fudd-daliadau Aelod

Ad-daliadau Misol

Cwestiynau Cyffredin

  • What is 'open banking'?

    Open Banking lets you safely share your bank account transactions, like a digital version of your bank statement. 


    Open Banking is a UK-wide FCA regulated service which gives you more control over your banking data. It enables you to share your data securely with selected third parties like us and other banks and building societies and you can stop sharing your data at any time.


    The information that gets shared means lenders, like us, can make sure that taking out a loan would not have a negative impact on your affordability or put financial strain on your current lifestyle.

  • What if my debts are in arrears?

    If you have existing debts and are in arrears, do not apply for more credit.


    Applying for more credit will cause your credit score to go down and could damage your chances of being accepted for credit in the future.


    Talk to your creditors and ask them for help. They might be able to offer you a payment break or an arrangement.


    You can also seek help from places like StepChange or Money Helper. 


    Stay away from firms who will charge you for helping you with debts!

  • How much can I apply for?

    Members can apply for a loan up to £25,000 (or £35,000 for a Car Loan) however, you should only apply for the amount of money you need to borrow.


    How much we can approve will depend on what you can afford to repay. We will use a combination of the information you provide, open banking and the information on your credit file to make a decision.

  • What is APR?

    The Annual Percentage Rate (APR) shows you the total cost of borrowing money for a year, including both interest and fees. It's a way to compare different loan or credit card offers. So, basically, it tells you how much you'll really pay each year for borrowing money.