Dealing with financial stress?
As active personnel or veterans of the British military, you have access to financial services built to help you get better at money.
We're First Defence Finance, one of 3 credit unions appointed by the Military of Defence to support military personnel with their finances.
As of 2015, you can sign up to borrow or save money with payments taken directly from salary (before it hits your bank.)
It's an easy & simple way to get better at money without even thinking about it.
What's Included?
Affordable Loans
Our award winning loans are tailored to your financial situation. That means we'll only offer you a loan we've calculated you can afford and will make sure repayments are fair for your salary.
- From 7.9% APR
- Fee-free
- Same Day Deposits
- Pay less in interest (with interest calculated on the reducing balance, not the amount you borrowed.)
- FREE loan protection
Easy Saving Scheme
Make saving money easy by setting up automated savings directly from salary to a chosen savings account. Depending on the account, we'll top-up your pot monthly or annually with interest and dividend.
Most popular accounts:
- Cash ISA - 4.25%
- Junior Cash ISA - 4.50%
- Christmas Saver - 1.75%
- Prize Saver - Save for the chance to win £5,000 every month.
Exclusive Discounts
We joined forces with one of the
best discount providers in the UK to provide the military with
over 800 exclusive online and in-store discounts.
Discount Codes
Save when you shop online with your chosen retailer.
Reloadable Cards
With the discount built in, you can pay and top-up your card as you shop.
Limited-Time Offers
We've partnered with brands to give you exclusive online offers.
“I was struggling to get finance for a new car so I tried First Defence Finance and they gave me a chance. I love my new car and making repayments from my wages is just so simple.”
Josh, Army
“I had never saved before joining First Defence Finance and now I have over £650 in my account. I am saving to take my girlfriend to Paris.”
Simon, Royal Navy
“I took out a loan to help me with VISA costs and now I have been able to support my family's move to the UK with my own savings. I can't thank First Defence Finance enough for all they have done for me.”
Jone, Army
