Junior Cash ISA
Prepare For Their Future With Locked Tax-Free Savings For Under-18’s.
Account Features
Watch your child’s savings grow with a Junior Cash ISA – a smart, secure way to build their future. With a competitive 4.5% annual interest rate, every penny you put away works harder, free from tax. Whether you’re saving for university, their first car, or just giving them a strong financial start, this account helps you do it with confidence.
- Minimum balance of £1.00
- Deposit up to £9,000 per tax year
- FSCS Protection up to £120,000
- Annual Interest Rate of 4.5%
- Funds available to the child when they turn 18
*2025-2026 tax year. Terms and conditions apply. A birth certificate or passport for the child and proof of identity and address for the registered contact is required.
Saving From Your Pay
When you fill out the application form the become a member, we will ask you how much money you want to save each month and provide us with your service number. We do the rest!
Who Can Join?
- Anyone currently employed by the Ministry of Defence, British Army, Royal Navy or the Royal Airforce.
- British Military Veterans.
- Family members living in the same household as the above.
